not even close. I only spend cash tip $ on building my library....between $150-$225 a week on average. I would never spend real $ on my collection. I'd go broke.:D

never use credit cards or checks. CASH only...period.

I figured it out long ago. buy a small biz thet PROVIDES cash tips. I knew it was the only way I could fully enjoy my hobbies without it screwing up my life. :thumbsup:

I have six credit cards and only one of them has a balance. I have no morgage and I don't drink or smoke. My truck payments and insurance only use up 25 per cent of my take home pay. After bills, I am left with at least 500 bucks a check, so I have lot of cash to buy dvds with.:)

No way in hell do I carry a debt. I work for a top five issuer and have seen the effects of long term debt carrying. Instead, I only buy the DVDs I want, which is a drastic change from 97 - 00 where I purchased every new release at rock-bottom prices.

I can't stress this enough, max out your 401k to reduce your taxable income, fund that IRA, have a 4 -6 month emergency fund in case of loss of income, and regularly purchase other long-term investmeent vehicles. Interest is an unbelievable tool, when it's working for you.

-Tim

:up: that's solid advice.

I personally try to follow something like that, but I'm carrying a small balance recently because of some projects I'm doing with my house (windows, doors, furniture, etc) which I've decided was best to do all at once instead of spacing it out. I can relax and pay it down by march of next year.

Back in grad school, I racked up about 12k in credit card debt. Took me less than a year to pay off once I entered the real world. It was actually my first priority. I'm sure some of that was from DVDs, but mostly from living expenses, tuition, car repairs, etc. It wasn't wasteful spending. But it was also a good lesson. Credit card ballance is presently zero. Or rather, it's what I've charged since the last bill. It gets paid off each month.

I am VERY impressed! Nice to hear that the majority of you are NOT in debt over DVD purchases! Pay Cash!!!

I like being rich and anonymous.