Curious about Amazon.com
10-31-04, 03:48 PM
#2
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In general, debit cards do not have the same fraud protection as credit cards. If your card number gets stolen and fraudentually used, your money in the account linked to the card will get writhdrawn directly, and you are SOL.
I would not use a debit card online in any circumstances.
I would not use a debit card online in any circumstances.
10-31-04, 04:53 PM
#3
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I read this online:
My bank will cover any false charges provided it is reported fast enough.
Shopping at Amazon.com is completely safe and every purchase is backed by their security guarantee. Their secure-server software encrypts information to ensure that your transactions are private and protected.
Last edited by supersonicx; 10-31-04 at 05:01 PM.
10-31-04, 05:33 PM
#4
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Just because your bank will cover the charges does not mean you will have access to your money while things are getting straightened out.
Use your debit card at your own peril.
Use your debit card at your own peril.
11-01-04, 06:50 AM
#5
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I emailed them last night.
Here's their reply:
Here's their reply:
Please note that we gladly accept debit and ATM cards, as long as
they are connected with one of the major credit card companies--
namely Visa, MasterCard, Eurocard, American Express, Discover, Diners
Club, or JCB. If you see the symbol of one of these companies on
your card, then you may use it just as you would a regular credit
card.
Further, please note that all transactions made on our secure server
at Amazon.com are safe. Our secure server software (SSL) is the
industry standard and among the best software available today for
secure commerce transactions. It encrypts all of your personal
information, including debit card number, name, and address, so that
it cannot be read as the information travels over the Internet. All
of our debit card information is stored on a secure, dedicated
database.
However, we also have a method for customers to use a debit card
without ever sending the card number over the Internet. Just enter
the last five digits of the card number on the order form in the
space provided. Once you submit your order, you'll be instructed to
call us with the complete debit card number. We match the card
number to its last five digits, then mark your order to be paid by
this debit card number.
Please note, however, that the five-digits option is available only
for orders you place with Amazon.com. It is not available for orders
placed with Amazon Marketplace, Auctions, and zShops sellers.
We currently offer two ways of entering your new debit card
information.
Moreover, the next time you place an order through the Shopping Cart,
simply enter your new information in the payment section of our order
form. If the card number displayed on the order form is an outdated
one, simply click "change" to enter the new information.
After you enter the new information, a message will appear at the top
of the order form; check the box next to "Make the below shipping and
payment information your default settings" to make the new debit card
your default payment method for future orders.
If you prefer to use 1-Click shopping, you can modify your settings
for future 1-Click orders through the "1-Click Settings" link at the
bottom of our home page. Once you've signed in with your e-mail
address and password, you will be able to change the options for any
address in your address book, including the default debit card for
each entry.
When you're finished making your changes, click "Continue browsing
the store." The next time you use 1-Click, our site should reflect
the new settings.
If you have any further questions, please visit our online Help
pages: http://www.amazon.com/help
they are connected with one of the major credit card companies--
namely Visa, MasterCard, Eurocard, American Express, Discover, Diners
Club, or JCB. If you see the symbol of one of these companies on
your card, then you may use it just as you would a regular credit
card.
Further, please note that all transactions made on our secure server
at Amazon.com are safe. Our secure server software (SSL) is the
industry standard and among the best software available today for
secure commerce transactions. It encrypts all of your personal
information, including debit card number, name, and address, so that
it cannot be read as the information travels over the Internet. All
of our debit card information is stored on a secure, dedicated
database.
However, we also have a method for customers to use a debit card
without ever sending the card number over the Internet. Just enter
the last five digits of the card number on the order form in the
space provided. Once you submit your order, you'll be instructed to
call us with the complete debit card number. We match the card
number to its last five digits, then mark your order to be paid by
this debit card number.
Please note, however, that the five-digits option is available only
for orders you place with Amazon.com. It is not available for orders
placed with Amazon Marketplace, Auctions, and zShops sellers.
We currently offer two ways of entering your new debit card
information.
Moreover, the next time you place an order through the Shopping Cart,
simply enter your new information in the payment section of our order
form. If the card number displayed on the order form is an outdated
one, simply click "change" to enter the new information.
After you enter the new information, a message will appear at the top
of the order form; check the box next to "Make the below shipping and
payment information your default settings" to make the new debit card
your default payment method for future orders.
If you prefer to use 1-Click shopping, you can modify your settings
for future 1-Click orders through the "1-Click Settings" link at the
bottom of our home page. Once you've signed in with your e-mail
address and password, you will be able to change the options for any
address in your address book, including the default debit card for
each entry.
When you're finished making your changes, click "Continue browsing
the store." The next time you use 1-Click, our site should reflect
the new settings.
If you have any further questions, please visit our online Help
pages: http://www.amazon.com/help
Last edited by supersonicx; 11-01-04 at 09:09 AM.
11-01-04, 11:29 AM
#7
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It's not that it's an Amazon thing. Debit cards just offer the least amount of protection to consumers. Credit cards are backed with the strongest protection policies.
If anything goes wrong, at any site, not just Amazon, with a credit card, you do not have to pay the amount in dispute while it is investigated. You are out no money. With a debit card, the money has already been withdrawn from your bank account. The bank does not return the money to you while it investigates, not until the investigation is complete, assuming it turns out in your favor.
So yes, in the end, you wouldn't be out any money in either case, but with a debit card, you would temporarily be without the money until the investigation concluded in your favor.
If anything goes wrong, at any site, not just Amazon, with a credit card, you do not have to pay the amount in dispute while it is investigated. You are out no money. With a debit card, the money has already been withdrawn from your bank account. The bank does not return the money to you while it investigates, not until the investigation is complete, assuming it turns out in your favor.
So yes, in the end, you wouldn't be out any money in either case, but with a debit card, you would temporarily be without the money until the investigation concluded in your favor.
11-09-04, 07:00 PM
#8
DVD Talk Hall of Fame
Hmm, aparently my girlfriend just got an email from her bank saying somewhere she shopped had it's credit card numbers stollen. She's shopped at a variety of online stores. Anyone else get this message?
11-09-04, 09:53 PM
#9
DVD Talk Legend
Originally posted by BizRodian
Hmm, aparently my girlfriend just got an email from her bank saying somewhere she shopped had it's credit card numbers stollen. She's shopped at a variety of online stores. Anyone else get this message?
Hmm, aparently my girlfriend just got an email from her bank saying somewhere she shopped had it's credit card numbers stollen. She's shopped at a variety of online stores. Anyone else get this message?
