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Curious about Amazon.com
Would it be safe for me to use my debit card on Amazon.com? I'd seriously like to use it on there because they have the "used and new" option.
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In general, debit cards do not have the same fraud protection as credit cards. If your card number gets stolen and fraudentually used, your money in the account linked to the card will get writhdrawn directly, and you are SOL.
I would not use a debit card online in any circumstances. |
I read this online:
Shopping at Amazon.com is completely safe and every purchase is backed by their security guarantee. Their secure-server software encrypts information to ensure that your transactions are private and protected. |
Just because your bank will cover the charges does not mean you will have access to your money while things are getting straightened out.
Use your debit card at your own peril. |
I emailed them last night.
Here's their reply: Please note that we gladly accept debit and ATM cards, as long as they are connected with one of the major credit card companies-- namely Visa, MasterCard, Eurocard, American Express, Discover, Diners Club, or JCB. If you see the symbol of one of these companies on your card, then you may use it just as you would a regular credit card. Further, please note that all transactions made on our secure server at Amazon.com are safe. Our secure server software (SSL) is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including debit card number, name, and address, so that it cannot be read as the information travels over the Internet. All of our debit card information is stored on a secure, dedicated database. However, we also have a method for customers to use a debit card without ever sending the card number over the Internet. Just enter the last five digits of the card number on the order form in the space provided. Once you submit your order, you'll be instructed to call us with the complete debit card number. We match the card number to its last five digits, then mark your order to be paid by this debit card number. Please note, however, that the five-digits option is available only for orders you place with Amazon.com. It is not available for orders placed with Amazon Marketplace, Auctions, and zShops sellers. We currently offer two ways of entering your new debit card information. Moreover, the next time you place an order through the Shopping Cart, simply enter your new information in the payment section of our order form. If the card number displayed on the order form is an outdated one, simply click "change" to enter the new information. After you enter the new information, a message will appear at the top of the order form; check the box next to "Make the below shipping and payment information your default settings" to make the new debit card your default payment method for future orders. If you prefer to use 1-Click shopping, you can modify your settings for future 1-Click orders through the "1-Click Settings" link at the bottom of our home page. Once you've signed in with your e-mail address and password, you will be able to change the options for any address in your address book, including the default debit card for each entry. When you're finished making your changes, click "Continue browsing the store." The next time you use 1-Click, our site should reflect the new settings. If you have any further questions, please visit our online Help pages: http://www.amazon.com/help |
I use my debit card online all the time. The one instance where I had a fraudulent charge (the DVDPacific fiasco) was rectified within 24 hours. I feel confident using it.
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It's not that it's an Amazon thing. Debit cards just offer the least amount of protection to consumers. Credit cards are backed with the strongest protection policies.
If anything goes wrong, at any site, not just Amazon, with a credit card, you do not have to pay the amount in dispute while it is investigated. You are out no money. With a debit card, the money has already been withdrawn from your bank account. The bank does not return the money to you while it investigates, not until the investigation is complete, assuming it turns out in your favor. So yes, in the end, you wouldn't be out any money in either case, but with a debit card, you would temporarily be without the money until the investigation concluded in your favor. |
Hmm, aparently my girlfriend just got an email from her bank saying somewhere she shopped had it's credit card numbers stollen. She's shopped at a variety of online stores. Anyone else get this message?
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Originally posted by BizRodian Hmm, aparently my girlfriend just got an email from her bank saying somewhere she shopped had it's credit card numbers stollen. She's shopped at a variety of online stores. Anyone else get this message? |
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