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best credit card for gas?

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best credit card for gas?

Old 08-22-06, 06:21 PM
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best credit card for gas?

does anyone here use a credit card only for gas purchases? i think ive seen some that give 5% back but that might be only a temporary/introductory "deal". i spend a lot on gas (lots of driving) so a CC for gas might be a good idea.
Old 08-22-06, 06:22 PM
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Credit cards are your devil.....
Old 08-22-06, 06:23 PM
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How about a credit card "sponsored" by the gas company? I used to have a BP Visa card that was 5% cash back on gas purchases at BP and 1% elsewhere. Of course that means I have to buy my gas at BP.
Old 08-22-06, 06:26 PM
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I have a Citi Cards Diamond Rewards Card, and it gives you 5 points per dollar spent at gas stations and grocery stores. Though looking over this link, I noticed that is says for only 12 months. Mine is indefinite, so maybe there are other offers out there. For every 10000 points, you can get a gift card to a whole bunch of places (or other things, but I focus on the gift cards) like CC or BB for $100.00 And you can see that if you sign up for it and get it you get 10000 points off the bat, which is enough for one of the above.
Old 08-22-06, 06:31 PM
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I am a AAA member, and have an AAA-sponsored credit card. It gives 5% back on gas purchases IF:
*You use it at the pump, not inside, for charging the gas.
*You have enough other purchases for the month that the gas rebate does not exceed 2% of total purchases.

This is a "permanent" deal. I've been using it for years. Of course they always reserve the right to change if they want.
Old 08-22-06, 06:36 PM
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ouch, that 2% max thing sucks for me.

gijon: ill check that one out. thanks.
Old 08-22-06, 06:38 PM
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I thought you had too much in savings? Why do you feel the need for a credit card? The perks don't seem to be worth the hassle.....
Old 08-22-06, 06:52 PM
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with the price of gas, i was just going to come in and suggest a platinum card
Old 08-22-06, 07:16 PM
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Originally Posted by Minor Threat
I thought you had too much in savings? Why do you feel the need for a credit card? The perks don't seem to be worth the hassle.....
the hassle of buying gas? how do you get gas? using a CC is probably faster than going inside and paying with cash anyways. the perks from CC are all bonus...i never spend just to get points on my CC. i just buy the stuff i have to and they accumulate on the side. when i get something (currently amazon pts on my CC) its all just a bonus.
Old 08-22-06, 07:20 PM
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Originally Posted by Minor Threat
I thought you had too much in savings? Why do you feel the need for a credit card? The perks don't seem to be worth the hassle.....
Of a 3 minute cc application? Not sure that is a lot of effort.
Old 08-22-06, 07:23 PM
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Citibank Platinum Dividends Select is being changed to 2% according to posts on fatwallet. You should get a letter soon...I haven't gotten mine yet.

Chase Rewards Plus or something like that has a similar offer...which I'll be looking into if I get the letter from Citibank.

Both are permanent in that they arent introductory but the companies can cancel or change them whenever which it looks liek citibank si doing
Old 08-22-06, 07:32 PM
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You can try Citibank:

https://www.accountonline.com/ACQ/Ch...EYS=4TZZ5Z15-M

6% back on gas, groceries and drug store purchases for the first year and 3% thereafter.

I have the same card and it is 5% but forever. (hopefully)

Last edited by Lateralus; 08-30-06 at 07:33 PM.
Old 08-22-06, 07:43 PM
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Old 08-22-06, 07:53 PM
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The Taco Bell credit card.
Old 08-22-06, 08:45 PM
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Originally Posted by X
The Taco Bell credit card.

(1/5)
Old 08-23-06, 02:26 PM
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I have the Hess card. It was 10% off gas for the first 90 days
then 5% off forever.
Old 08-23-06, 02:42 PM
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Credit cards are only useful if you stick to a budget and pay them off at the end of the month. Therefore, if you budget a certain amount for gasoline and spend only that much, fine. But if the fact that you're "charging it" makes you wasteful -- you burn more gas than you would have because it feels free -- you're just hurting yourself.
Old 08-23-06, 03:00 PM
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Originally Posted by mmconhea
I have the Hess card. It was 10% off gas for the first 90 days
then 5% off forever.
But is that only good at Hess?
Old 08-23-06, 04:02 PM
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Originally Posted by Minor Threat
I thought you had too much in savings? Why do you feel the need for a credit card? The perks don't seem to be worth the hassle.....
You are behind the time, dude. Even Monopoly are going plastic.

http://www.engadget.com/2006/07/24/m...-goes-plastic/
Old 08-23-06, 04:48 PM
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Originally Posted by Vibiana
Credit cards are only useful if you stick to a budget and pay them off at the end of the month. Therefore, if you budget a certain amount for gasoline and spend only that much, fine. But if the fact that you're "charging it" makes you wasteful -- you burn more gas than you would have because it feels free -- you're just hurting yourself.
ive never had a balance on a CC ever.

using credit never feels free to me. i always treat it like cash. i only buy what i need, then pay it off. if i have a $10000 CC balance but $100 in my account, i only use $100 on my CC.

but you make it sound like i just drive around to use up gas so i can go splurge again on some more fuel!!!


i drive, therefore i need gas. i cannot overspend on gas because my car tank can only take so much. i dont know what else you expect me to do. i need a car and cars need gas.
Old 08-23-06, 04:49 PM
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I just use my air miles card, for gas and everythng else
Old 08-23-06, 09:08 PM
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I use the Citicard MC that gives 5% on gas and groceries and 1% on everything else. So I use that for those two things and a Capital One no hassle miles for everything else. I usually charge about $2000 - $2500 month with a lot of that as business expenses.
Old 08-24-06, 12:35 AM
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I have a chase rewards MC that gives 5% at gas stations, grocery stores, and pharmacies. I don't know if it is available still. I found it over at obese wallet in the finance forum. They have a great thread on 5% reward cards that they keep updated.
Old 08-24-06, 09:50 AM
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Here's the card for you:

New Platinum Select CITGO Citi MC - 20% rebate for first 60 days, 4% thereafter.

CITGO gas card
Old 08-24-06, 10:28 AM
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Originally Posted by atari2600
the hassle of buying gas? how do you get gas? using a CC is probably faster than going inside and paying with cash anyways. the perks from CC are all bonus...i never spend just to get points on my CC. i just buy the stuff i have to and they accumulate on the side. when i get something (currently amazon pts on my CC) its all just a bonus.
You don't have a debit card????

My bank offers a point system when I use it that I can apply towards gift certificated to lots of on-line retailers and local establishments. It just seems unwise to pay any interest rate on a credit card if you don't need to.

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