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looking for a new CC...what cards don't have a foreign currency finance charge?

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looking for a new CC...what cards don't have a foreign currency finance charge?

Old 02-15-05, 01:40 PM
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looking for a new CC...what cards don't have a foreign currency finance charge?

I just recived notice that my Citibank card is going to be adding a foreign currency finance charge of 3.0% on every charge made outside the US. since I have begun to purchase more other region dvds this is no good for me. what are some good CCs that don't include this charge?
Old 02-15-05, 05:11 PM
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I don't believe MBNA does, but it's been a while!

Paul
Old 02-28-05, 02:25 PM
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ok, now my backup card(Capital One) is beginning to charge the 3% currency charge too. with paying the already higher prices of non R1 discs I really don't want to pay an additional 3% on each order. any idea if the amazon.com CC charges these fees?
Old 02-28-05, 02:57 PM
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Originally Posted by PSJ
I don't believe MBNA does, but it's been a while!

Paul
I switched to MBNA's card for that reason and told the person at card I cancelled that was why.
Old 03-01-05, 12:49 PM
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I just realized my Amazon.com card will begin charging the 3% currency fee as well. I guess this means no more Amazon UK orders with that card. I'll have to double check my Capital One card since I had the 2 cardmember agreement forms mixed up.
Old 03-03-05, 04:34 PM
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Discover doesn't charge a conversion fee to Canada.
Old 03-03-05, 07:09 PM
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If you can join a credit union, I believe that their cards don't charge currency fees.
Old 03-03-05, 07:35 PM
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my walmart visa & citibank don't have that fee..

try calling them up & telling them you want to cancel your credit card because of that fee.. chances are they'll wave your account fee's
Old 03-04-05, 01:49 AM
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Originally Posted by dleedlee
If you can join a credit union, I believe that their cards don't charge currency fees.
Yes, check with credit unions in your area. They tend to have less restrictions (for example, my Visa through my credit union never has a minimum payment due if I paid the balance off in full the previous month - I always pay it in full, but with no minimum payment due, if I happen to forget, I won't be hit with a late fee).
Old 03-11-05, 06:58 PM
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Be aware that Visa and Mastercard add a 1% fee. Then the card issuer can also add a fee. It is not listed, but just added to the charge of the item.
Old 03-12-05, 03:51 AM
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My MBNA has always charged a 2%. Just got a notice in the mail they will up it to 3%, same as Citibank.
Old 03-12-05, 05:37 PM
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my citibank just said the same to me, up to 3%

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