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How much do you pay for auto insurance?

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How much do you pay for auto insurance?

Old 05-18-19, 12:38 PM
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How much do you pay for auto insurance?

I have a 2006 Honda Civic with the basic no-fault(is that what you call it???) plus low mileage(drive 30 -40 miles a week) and Michigan Farm Bureau has raised my rates from 75 dollars a month(three years ago) to my renewal of 127 dollars a month. No thanks. That's a 67 percent increase over three years.

I will get on the phone on Monday and check around for something cheaper.

All I know is there is no way in hell I am paying that much money when my car sits here most of the time so worse case scenario is I sell it and use mass transit(or something). I used it for 2 months earlier this year. As long as I can get to all my doctor's offices then I can't complain Plus I can order just about anything from Amazon and have Shipt for grocery delivery.
Old 05-18-19, 12:41 PM
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Re: How much do you pay for auto insurance?

I pay about 64$ a month and I have two other people on the policy, but I only have the liability coverage. My car is a 2007 and I have the pink slip. It's not worth having full coverage.
Old 05-18-19, 12:43 PM
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Re: How much do you pay for auto insurance?

Our 2006 Toyota Camry is $400/year (State Farm).
Old 05-18-19, 12:44 PM
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Re: How much do you pay for auto insurance?

Yeah, it depends on much coverage you have.

If you call you will get a lower price, but you have to call unfortunately that's how it works. If you shop around you'll get a better price too. Geico is usually lower, but you have to be sure that you have the same coverage.
Old 05-18-19, 12:46 PM
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Re: How much do you pay for auto insurance?

I think I pay about $230 per car every six months for Liability, Medical, and Uninsured Motorist. The cars are twenty five years old, so I don't buy insurance against them needing repairs after an accident.
Old 05-18-19, 03:29 PM
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Re: How much do you pay for auto insurance?

Michigan has the highest car insurance rates in the nation because of our stupid no-fault policy. I currently pay around $200 per month for coverage on 2 vehicles with 2 drivers.
Old 05-18-19, 04:02 PM
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Re: How much do you pay for auto insurance?

My auto insurance (full coverage on a 2013 Focus) is rolled in with my condo policy and an umbrella liability policy. I pay about $225 a month.
Old 05-18-19, 04:57 PM
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Re: How much do you pay for auto insurance?

$210 for six months. Liability only on 1999 Explorer.
Old 05-18-19, 05:11 PM
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Re: How much do you pay for auto insurance?

$125/month for 2 cars.
Old 05-18-19, 05:48 PM
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Re: How much do you pay for auto insurance?

I have four cars with full coverage and it's around $200/mo.

To the op, definitely shop around. Prices can vary drastically.
Old 05-18-19, 06:33 PM
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Re: How much do you pay for auto insurance?

Farm Bureau pulled this shit before. Offered me a bottom basement price then over time jacked up the price too where it was with the other insurance company.
Old 05-18-19, 07:18 PM
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Re: How much do you pay for auto insurance?

Originally Posted by dvd-4-life View Post
Farm Bureau pulled this shit before. Offered me a bottom basement price then over time jacked up the price too where it was with the other insurance company.
Doesn't surprise me. Sometimes you have to leave and come back to get the best rate. Just shop around and when you find something lower, ask your current insurance to match.
Old 05-18-19, 07:58 PM
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Re: How much do you pay for auto insurance?

Thanfully, not outrageous, though still too expensive for the amount of driving that I do. Around $700 per year for comprehensive / uninsured / Med, for a 2018 vehicle, in SoCal. It helps that I've no tickets , points, or accidents, and am, I think, in the least expensive age bracket.
Old 05-18-19, 08:01 PM
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Re: How much do you pay for auto insurance?

$92/month USAA for full coverage and the max liability amounts on a 2016 Camry that I drive 20K miles per year.
Old 05-18-19, 08:16 PM
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Re: How much do you pay for auto insurance?

$553.52 every six months via State Farm for a 2017 Hyundai Sonata, with a $500 deductible. It seems a little high to me, but then again, two years ago my last car got caught in a flash flood and was a complete loss. My current insurance prices are probably factoring that loss in, even though it wasn't exactly my fault that my car drowned.
Old 05-18-19, 08:20 PM
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Re: How much do you pay for auto insurance?

About $115/month for AAA, which funny enough, I just used yesterday for a rock chip on the windshield ($0 deductible).
Old 05-18-19, 08:44 PM
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Re: How much do you pay for auto insurance?

I just got my bill from State Farm. As mentioned, it's really hard to compare since there are so many different options. But FWIW: $460/6 months on a 2012 VW Golf.

The past few years the bill has been going up way above the rate of inflation (and my salary ). Whenever I get my bill now I rethink whether I want to stay with State Farm ... but the other reputable companies are just as bad in my state for cost increases. One thing that I did recently is take another look at what I was paying for and assess what I could change. For example, I was paying for a lot more liability than I needed (and scaling down saved me about $100 per bill).
Old 05-18-19, 10:35 PM
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Re: How much do you pay for auto insurance?

It was $40/mo. on my 2002 Saturn SC2, now it's $60/mo. on a 2019 Hyundai Veloster.
Old 05-19-19, 09:19 AM
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Re: How much do you pay for auto insurance?

$150 a month for 3 vehicles with State Farm

2003 HONDA ELEMENT SPORT
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Old 05-19-19, 12:23 PM
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Re: How much do you pay for auto insurance?

Now is a good time to shop around. The auto insurance market has settled and is extremely competitive.

One word of warning, if u find one company considerably cheaper than all the rest, it could be they r the last ones to raise rates.

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