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Moore,OK (same place that got hit in 1999) hit by tornado

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Moore,OK (same place that got hit in 1999) hit by tornado

Old 05-23-13, 11:55 AM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Michael Corvin View Post
So, rebuild the town in those areas?
Moore, OK is now, statistically, the safest area to build in. Theoretically they should be safe from tornadoes for 5000 years now.
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Old 05-23-13, 11:57 AM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Red Dog View Post
A question related to this. Does the typical homeowners insurance policy along the San Andreas cover earthquakes? Or do you have to get a special insurance for that (like coastal/river areas do for National Flood Insurance). I would assume that the typical homeowners policy in Tornado Alley covers tornado damage.
earthquake is a separate, optional policy. its usually pretty expensive and has high deductibles.
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Old 05-23-13, 11:58 AM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by DaveNinja View Post
Moore, OK is now, statistically, the safest area to build in. Theoretically they should be safe from tornadoes for 5000 years now.
Where'd you come up with those statistics?
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Old 05-23-13, 12:04 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by cungar View Post
Where'd you come up with those statistics?
He was making a joke based on earlier statistics that claim that events are unlikely to recur in the same spot. Once every 2500 years. Since we've had 2 events since 1999, we should be safe for 2500x2 - 14 = 4886 years.

We're building up credit.
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Old 05-23-13, 02:06 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by DRG View Post
Ahem!
Wait, you're from North Dakota! You are needed in the 50 state otter check in thread.
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Old 05-23-13, 02:09 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

He already chimed in for ND, we're missing Wyoming and Idaho.
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Old 05-23-13, 02:18 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by DaveNinja View Post
earthquake is a separate, optional policy. its usually pretty expensive and has high deductibles.
That's what I figured. Thanks.

So to me living on the CA coast carries a bigger risk (and cost to cover that risk) than the middle of OK since at least (presumably) a standard homeowners policy covers tornado damage.
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Old 05-23-13, 03:07 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

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Old 05-23-13, 04:12 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

I remember a picture just like that from Joplin...
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Old 05-23-13, 04:21 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

What's the deductible for torando damage in OK?
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Old 05-23-13, 04:33 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Red Dog View Post
(presumably) a standard homeowners policy covers tornado damage.
I'm not so sure about that.

All insurance issues asside. The difference between earthquake and tornado damage is that tornados wipe out everything you own. All of it, just gone with the wind. At worst an earthquake shifts your home off its foundation. O well your house gets condemned, at least most of your possessions can be salvaged. Earthquakes don't pick up your car and throw it 500 feet and destroy it. The most destructive thing that earthquakes do is start fires, but in modern suburban southern california I don't think we'll see widespread fires after the "big one".

Last edited by Mabuse; 05-23-13 at 04:38 PM.
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Old 05-23-13, 04:50 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Soonerdoc you probably walked past me yesterday, I was helping my aunt on Robinson on the north side with less damage. Durant made it to her house and turned back south.
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Old 05-23-13, 07:15 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Cusm View Post
Soonerdoc you probably walked past me yesterday, I was helping my aunt on Robinson on the north side with less damage. Durant made it to her house and turned back south.
We were carrying around cardboard boxes filled with chips and an OSU rolling cooler filled with burgers. There was 5 of us.
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Old 05-23-13, 09:54 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Ranger View Post
What's the deductible for torando damage in OK?
It's just your normal deductible....my parents home was destroyed in the 2003 tornado and they just paid their deductible. What matters is how much insurance coverage you carry because it usually costs more to rebuild a house like you had than your house was worth.
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Old 05-24-13, 11:20 AM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by Mabuse View Post
I'm not so sure about that.

All insurance issues asside. The difference between earthquake and tornado damage is that tornados wipe out everything you own. All of it, just gone with the wind. At worst an earthquake shifts your home off its foundation. O well your house gets condemned, at least most of your possessions can be salvaged. Earthquakes don't pick up your car and throw it 500 feet and destroy it. The most destructive thing that earthquakes do is start fires, but in modern suburban southern california I don't think we'll see widespread fires after the "big one".
earthquakes can cause damage over a far greater area, though. Also the underground damage can be very costly to repair.
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Old 05-24-13, 04:49 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by dvdjunkie32 View Post
Or you could just refrain from making comments like this. Much much easier.

How does it really benefit your life to treat ppl like shit?
Settle down, just making a joke. I should have put a smiley, that was my mistake. Though I don't agree with 90% of what you post I should have made it clear I was joking.


Originally Posted by bdshort View Post
While I disagree with dvdjunkie's opinions on some things, I'll take his side here. RagingBull's comment and the following were uncalled for.
Sure, but I find it funny that you're defending someone who spews a lot of hate on this board. Also, welcome to the internet.
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Old 05-24-13, 09:35 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by JMLEWIS1 View Post
It's just your normal deductible....my parents home was destroyed in the 2003 tornado and they just paid their deductible. What matters is how much insurance coverage you carry because it usually costs more to rebuild a house like you had than your house was worth.
Yes, it is your normal deductible.

Yes, you are correct, coverage limits is what counts. People don't think they will lose everything so rarely have enough coverage. Especially in regards to personal property.

And yes, people think about how much they would sell the home for, not to rebuild it. Or the mortgage amount which again, may have little to do with rebuild cost. Even when housing prices drop, rarely does construction costs.
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Old 05-24-13, 09:58 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by RagingBull80 View Post
Settle down, just making a joke. I should have put a smiley, that was my mistake. Though I don't agree with 90% of what you post I should have made it clear I was joking.




Sure, but I find it funny that you're defending someone who spews a lot of hate on this board. Also, welcome to the internet.

All of you are full of BS. I'm more offensive and people disagree with at least 95% of what I say.

Suck it you two!

Not joking.
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Old 05-25-13, 01:32 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Originally Posted by foofighters7 View Post
All of you are full of BS. I'm more offensive and people disagree with at least 95% of what I say.

Suck it you two!

Not joking.
I actually think that I agree with you more of the time than I do with him.
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Old 05-25-13, 01:43 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

That's saying something there!
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Old 05-25-13, 06:25 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

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Old 05-26-13, 01:42 AM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Both Samaritan's Purse & the PCA's MNA disaster response teams sent out mobilization requests. My wife & her best friend (fellow church member) usually go together (5 trips to 4 different states over the past 4 years), but my wife couldn't go this time due to family obligations (sister suffered a serious car wreck in February is is still immobile).

Our friend left East Tennessee yesterday at 4 A.M. and arrived in OK yesterday evening. She reunited with several friends made from past disaster cleanups (including a family who travels together to these efforts with their teenage kids to help).

We had a serious tornado two years ago that touched down locally and devastated one community and then touched down again just north of us in Virginia. One of my former students, who is now a teacher herself, had little damage to her home, but her mother-in-law's house a few blocks away suffered extensive damage. That's one of the pernicious (or merciful, depending upon how you look at it) things about a tornado or flooding: They can do so much damage to one area while leaving nearby locations relatively unscathed.

Prayers to the residents who have lost loved ones and/or homes.
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Old 05-31-13, 07:03 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Now another monster tornado has been going through the El Reno area, which was also hit by an EF5 tornado back in 2011.
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Old 05-31-13, 07:07 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Apparently it's going through south OKC right now.
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Old 05-31-13, 07:18 PM
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Re: Moore,OK (same place that got hit in 1999) hit by tornado

Don't worry it's not an urban area.

P.S. I'm going to hell.
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