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Unauthorized use on my credit card...(plus a suspicious wife)

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Unauthorized use on my credit card...(plus a suspicious wife)

Old 04-16-10, 11:25 AM
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Re: Unauthorized use on my credit card...

Originally Posted by Officer Cartman View Post
No one has said this, but why do you believe your office computer is secure?...
Because I know what sites have been visited - in your case your IT person was doing the theft. The same could happen here but I still feel safer here than on my home computer.

At my home computer I am careful about where I go, but my wife and kids aren't. Put it this way - a couple months ago she was mad at me because some girl had sent me information about Viagra and where to buy it. Yes, it was spam, one of those "great prices on Viagra!" types of emails. Something I would delete without a second thought, but my wife thought it was an email from a lover of mine. I am pretty sure she visited the "drugstore" link that was in that email.

Originally Posted by al_bundy View Post
that's why i charge everything on a debit card. there is always proof that i did nothing wrong
I hate debit cards, will never use one. I normally withdraw about $200 or $300 every couple of weeks and just use that for expenses including gas, food, etc etc.
Old 04-16-10, 11:37 AM
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Re: Unauthorized use on my credit card...

i even charge $1.50 coffee at starbucks. i always have people laugh at me because i don't have any cash 90% of the time
Old 04-16-10, 11:44 AM
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Re: Unauthorized use on my credit card...

Originally Posted by al_bundy View Post
i even charge $1.50 coffee at starbucks. i always have people laugh at me because i don't have any cash 90% of the time
I'm the same way.
Old 04-16-10, 11:52 AM
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Re: Unauthorized use on my credit card...

Originally Posted by al_bundy View Post
i even charge $1.50 coffee at starbucks. i always have people laugh at me because i don't have any cash 90% of the time
It's silly to ever use cash when credit cards pay us to use them.
Old 04-16-10, 11:57 AM
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Re: Unauthorized use on my credit card...

Originally Posted by Trevor View Post
It's silly to ever use cash when credit cards pay us to use them.
Yep. Cashback on $1.50 isn't much, but over 20 years, I might be able to get a "free" coffee. For what it's worth, pretty much the only time I don't pay with credit is if I'm at a bar for one drink, and I don't want to deal with the credit process.
Old 04-16-10, 12:12 PM
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Re: Unauthorized use on my credit card...

The problem with using the debit card for a $1.50 transaction is it's just one more line on your monthly bill you have to look at. What if the clerk somehow changes it to $10.50, would you catch it? I don't know if this can be done with a debit card but at a restaurant, sure, some waiters will add to the tip line.
Old 04-16-10, 02:06 PM
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Re: Unauthorized use on my credit card...

Originally Posted by Heat View Post
The problem with using the debit card for a $1.50 transaction is it's just one more line on your monthly bill you have to look at. What if the clerk somehow changes it to $10.50, would you catch it? I don't know if this can be done with a debit card but at a restaurant, sure, some waiters will add to the tip line.
That and at $1.50 the transaction fee is greater than the company's profit margin. Over time, stores will increase their prices, passing the cost onto those of us who don't use cards for everything.
Old 04-16-10, 02:38 PM
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Re: Unauthorized use on my credit card...

Originally Posted by Heat View Post
At this point I really don't care what happens. I'm sure her mood will change during the day and she'll be all sweet tonight, wondering why I'm aloof.

I heard it said once that the opposite of love is not hate, it's indifference. Makes sense to me.
Do you want to stay married to her because you love her? It's a 'yes' or 'no' question. Do you?
Old 04-16-10, 03:03 PM
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Re: Unauthorized use on my credit card...

Originally Posted by Sean O'Hara View Post
That and at $1.50 the transaction fee is greater than the company's profit margin. Over time, stores will increase their prices, passing the cost onto those of us who don't use cards for everything.

yet starbucks lowered the price of a tall coffee from $1.70 to $1.50
Old 04-16-10, 03:04 PM
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Re: Unauthorized use on my credit card...

Which one is "tall" again? Is that what they call their "small"?
Old 04-16-10, 03:10 PM
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Re: Unauthorized use on my credit card...

tall is small
grande is medium
venti is the tall

about the same price as dunkin donuts brewed coffee, but i like starbucks better
Old 04-16-10, 03:52 PM
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Re: Unauthorized use on my credit card...

Originally Posted by al_bundy View Post
yet starbucks lowered the price of a tall coffee from $1.70 to $1.50
Did they at least keep the same size cup? Panara recently made their cups slightly smaller, but charge the same.
Old 04-16-10, 10:13 PM
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Re: Unauthorized use on my credit card...

Originally Posted by mbs View Post
Out of curiosity, have you found any (if so, how often) of these devices yourself?
Only once. I was over my mom's and she wanted me to pull money out of the ATM for her. She banks at Chase/WaMu and I knew something was up when I looked at the card reader. Pulled it off and went inside and handed it to the tellers.

I have friends who bank with Chase/WaMu who've had to get their cards replaced numerous times as the bank has personally called them up to tell them that someone used a skimmer in their branch and that they would be safe to have the card replaced.
Old 04-18-10, 07:37 PM
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Re: Unauthorized use on my credit card...

I think your wife should join and give us her 2 cents. There is nothing that could possibly go wrong w that.
Old 04-18-10, 08:10 PM
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Re: Unauthorized use on my credit card...

Beauty fades; crazy is forever.

In order words, Kill her.
Old 04-22-10, 08:02 PM
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Re: Unauthorized use on my credit card...(plus a suspicious wife)

Update?
Old 04-22-10, 09:57 PM
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Re: Unauthorized use on my credit card...

Originally Posted by FiveO View Post
I'm dealing with a baffling case now...working on trying to link a southern Minnesota victim to his CC being used in Miami, FL about 2 months ago. Slowly...but I'll get it I'm sure.


About 2 years ago I had a CC case with a 85 year old victim in my area...the only thing she ever did was buy medication with it over the phone. The CC was used in West Virginia and Virgina of all places..furniture purchases, used to pay a energy bill (electric, etc) and a car payment. After about 2 weeks of subpoena's and digging... I found out that the medication company, which was in Kansas City, KS, had a "call center" in WV and VA. The phone operator had stolen her CC info and used it for $6,500 total.

I passed the info onto her local PD in VA and they did a search warrant on her place and got her convicted in their area. Resitution to the CC company.


Sometimes is all about luck...for the most part...stuff can be tracked. IP addresses, bills, etc.
I used to work fraud at one of the 50,402 credit card banks here in Delaware. I once got a call from a supermarket manager who had a customer whose card was being declined and was calling in. Well, the card had been stolen. I told the manager to call the police and then talked to the customer. I fed him a bunch of BS to keep him on the line long enough for the police to come.
Old 04-22-10, 10:10 PM
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Re: Unauthorized use on my credit card...

Originally Posted by The Bus View Post
I used to work fraud at one of the 50,402 credit card banks here in Delaware. I once got a call from a supermarket manager who had a customer whose card was being declined and was calling in. Well, the card had been stolen. I told the manager to call the police and then talked to the customer. I fed him a bunch of BS to keep him on the line long enough for the police to come.
I always wondered if it was more fun or annoying having that job.
Old 04-22-10, 10:26 PM
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Re: Unauthorized use on my credit card...(plus a suspicious wife)

Wow, late to the party, but I'd agree that she is cheating on you, or ready to. I don't envy that situation, but you need to resolve it and give us all the juicy details.
Old 04-23-10, 12:53 AM
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Re: Unauthorized use on my credit card...(plus a suspicious wife)

I was just issued a new Band of America card with a note that there had been a "compromise" in their system somewhere. Don't now if that's something that pertains to you.
Old 04-23-10, 07:25 AM
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Re: Unauthorized use on my credit card...

Originally Posted by The Bus View Post
I used to work fraud at one of the 50,402 credit card banks here in Delaware. I once got a call from a supermarket manager who had a customer whose card was being declined and was calling in. Well, the card had been stolen. I told the manager to call the police and then talked to the customer. I fed him a bunch of BS to keep him on the line long enough for the police to come.
That's one dumb criminal. The minute you're declined with a stolen car, it should be "OK thanks" and get out.
Old 04-23-10, 07:39 AM
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Re: Unauthorized use on my credit card...

Originally Posted by orangecrush View Post
Did they at least keep the same size cup? Panara recently made their cups slightly smaller, but charge the same.
looks the same

in the mornings i still see a lot of people buy the $4 espresso drinks that you have to wait for
Old 04-23-10, 07:40 AM
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Re: Unauthorized use on my credit card...

Originally Posted by Trevor View Post
It's silly to ever use cash when credit cards pay us to use them.

i use my debit most of the time. i actually end up spending more if i have cash than if i don't
Old 04-23-10, 08:56 AM
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Re: Unauthorized use on my credit card...(plus a suspicious wife)

Holy crap.
Old 04-23-10, 09:16 AM
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Re: Unauthorized use on my credit card...(plus a suspicious wife)

She's been very affectionaite lately. It seems that her moods are tied to the phases of the moon.

As for the card, I just mailed back some written statement saying that the charges were not mine. It was two $123 or so charges from match.com, from some other country, on two days in a row.

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