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What is your mortgage rate?

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What is your mortgage rate?

Old 03-22-08, 03:20 PM
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TGM
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What is your mortgage rate?

After about two years at 6.37% 30 year fixed, no points, was able to refinance last month to 5.5% 30 year fixed, no points. Just curious what other people have going on around the country?

Last edited by TGM; 03-22-08 at 03:36 PM.
Old 03-22-08, 03:32 PM
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I think I'm at about 6% since last summer. Mine's actually called a fixed-escalating loan... next yr will go to 7% and the yr after 8%, and then I'll refi. It was done this way so my initial payments would be low enough to get approval for the loan.

Should I refi sooner? Seems like you'd want at least a couple yrs under your belt, I was just going to go for three...
Old 03-22-08, 03:48 PM
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8.2% 50 year fixed. They told me that in 50 years rates could be much, much higher.
Old 03-22-08, 04:06 PM
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about 4 years into a 6.125 30 yr mortgage. May look to refinance but I am satisfied with it.
Old 03-22-08, 04:32 PM
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Just over 2 years into a 6.0% fixed,30 yr mortgage.
Old 03-22-08, 04:42 PM
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6.5% fixed over 30 years.
Old 03-22-08, 05:33 PM
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4.99% over 20. Suck it, Amelicans!
Old 03-22-08, 05:37 PM
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I did a 7-year arm back in late '02 at 5.25%. Our plan was to start a family and then move to a better school district before that time. We're still in our plan, but the way houses are selling I might have to rethink a little bit and refinance.
Old 03-22-08, 05:49 PM
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4.95% 30 yr fixed, Wells Fargo, June 2003.
Old 03-22-08, 06:47 PM
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Originally Posted by Artman
I think I'm at about 6% since last summer. Mine's actually called a fixed-escalating loan... next yr will go to 7% and the yr after 8%, and then I'll refi. It was done this way so my initial payments would be low enough to get approval for the loan.

Should I refi sooner? Seems like you'd want at least a couple yrs under your belt, I was just going to go for three...

check out ARM rates now, they should be pretty low with the rate cuts
Old 03-22-08, 06:49 PM
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6.125% fixed 30 year SONYMA
Old 03-22-08, 06:55 PM
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6.125
Old 03-22-08, 06:58 PM
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My dad was paying a 5% mortgage back when new mortgages were running 15% - 18%. I always wanted to do the same. Now I'm paying a fixed 4.5%.
Old 03-22-08, 07:05 PM
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ZERO.

House has been paid off for about 4 years.

Student loans, now, that's another story...

Old 03-22-08, 07:18 PM
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6.125%

Just coming up on my one year anniversary.
Old 03-22-08, 07:24 PM
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Right now mine is 6.125, but I'm hoping it will go lower by the time the house closes on the 31st.
Old 03-22-08, 08:19 PM
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5.75 on a 20 yr. fixed with about 17 years left.
I refied. 1 year after my initial 30 yr. fixed started (to dump PMI). I don't see an reason to wait.

I want to get pre-approved for a new mtg. in order to move. But since I went back to school full-time, i don't think I make enough to qualify for a loan big enough to even buy the house i am currently in.
Old 03-22-08, 09:23 PM
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5% - 37 months to go!!
Old 03-22-08, 11:02 PM
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4 years into a 15 year 5.85% fixed
Old 03-22-08, 11:05 PM
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4.25% 30 year fixed.
Old 03-22-08, 11:18 PM
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2 years into a 30 year fixed @ 6.375%
Old 03-23-08, 12:28 AM
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6% on a 3/1 ARM . I got in on it in 2004 at 3.375% for the first three years, but it's adjusted twice (5.375% and 6.00% over the past two years).

I would consider a re-fi, but we're looking to sell. I'm OK with a 6% through next March.
Old 03-23-08, 03:19 AM
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5.25% 30yr (fixed)

Financed in 02/2005
Old 03-23-08, 03:30 AM
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29.99% APR.

I bought my house with my Nordstrom's card.

(My house was $675.75 after the 15% off).
Old 03-23-08, 07:56 AM
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5.625 for 30 years fixed

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