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Anyone have an ING Direct savings account?

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Anyone have an ING Direct savings account?

Old 01-19-06, 09:46 AM
  #101  
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If you read the details the 4.75% is only good on NEW deposits through April 15th. So anything you deposit now will earn 4.75% until April 15th, then go back to the standard rate.

Originally Posted by ing
Only New Funds are eligible for the 4.75% APY.

After April 15, 2006, all the money in your Orange Savings Account will earn the current APY at that time.
After reading this thread I am very tempted to check them out. I currently just have a bank savings account with a whopping .4%!
Old 01-19-06, 10:25 AM
  #102  
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I'm still mad at ED
Old 01-19-06, 10:44 AM
  #103  
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Originally Posted by kvrdave
Okay, I am tired of the money market I have with Schwab and want to change. Did you guys ever decide which is the best? Link? Thanks.
What's important to you? The very best rate (calculate what it will cost you on a yearly base), reliability, excellent customer service, ease of use?

For me it's a no-brainer: ING Direct. Their rate might not be the best (but it's up there!), but they win on all other points.
Old 01-19-06, 11:40 AM
  #104  
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Originally Posted by Michael Corvin
I currently just have a bank savings account with a whopping .4%!
Holy fuck. Did you mean a checking account? Because a bank offering 0.4% on a savings account doesn't deserve any business.
Old 01-19-06, 12:17 PM
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Originally Posted by exm
What's important to you? The very best rate (calculate what it will cost you on a yearly base), reliability, excellent customer service, ease of use?

For me it's a no-brainer: ING Direct. Their rate might not be the best (but it's up there!), but they win on all other points.
I ended up putting it in a Capital One/Costco money market that is at 4.27% annually. Not quite as convenient as ING, but this is money I don't access except for emergency, and so far I have never had one.

But now I will second guess the decision for months.

Maybe I should have just paid off loans, instead.
Old 01-19-06, 02:07 PM
  #106  
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Originally Posted by Morf
Holy fuck. Did you mean a checking account? Because a bank offering 0.4% on a savings account doesn't deserve any business.
Yes, savings. Checking account is another matter. National City. They also charge $3 a month if you don't keep over $1k in it. It's a joke. To get a 3.1% you have to keep $50,000 in it.
Old 01-26-06, 09:18 AM
  #107  
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Well I signed up over the weekend and I'm already impressed. I signed up for a joint account with my wife. When you do this you both have to verify the account seperately through their site. Well my wife was having issues logging in so we called the customer service number.

The phone rang once and it was picked up and the other voice on the line gave the opening spiel and it totally threw me off. I said "I'm sorry" and he repeated, "ing direct, his name...etc." The one ring through me off and immediate connection to an actual human being, versus a computer really floored me. No hold time at all. He was super helpful & very friendly. I was quite impressed.

I wanted to set up a savings for my daughter as well, and he took care of that over the phone in no time. What is cool is that it counts toward their "refer a friend" program even though my name is on both accounts. So I get $10 in my joint account and she gets $25 just for opening the account. Sweet deal.
Old 01-26-06, 11:37 AM
  #108  
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Emigrant Direct: 4.25%
Old 01-26-06, 12:15 PM
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Originally Posted by Geofferson
Emigrant Direct: 4.25%

Plus they have a 1.25% cash back credit card if you keep $10k in your ED account for the prior 6 months.
Old 01-26-06, 01:00 PM
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Originally Posted by Geofferson
Emigrant Direct: 4.25%
Too late. I've already moved my money out of ED.
Old 01-26-06, 01:02 PM
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Originally Posted by Geofferson
Emigrant Direct: 4.25%
Crapital One/Costco 4.27% That is what I ended up doing. So don't come crying to me when your money is making .0002 cents less on every dollar than mine is.
Old 01-31-06, 10:20 AM
  #112  
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HSBC: 4.80% (click on 'View Rates')
Old 01-31-06, 02:20 PM
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anyone get that ING email saying if you deposit before april you get 4.75%?
Old 01-31-06, 03:23 PM
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Originally Posted by Geofferson
HSBC: 4.80% (click on 'View Rates')
So is it 4.8 or 4.25? The little graphic on your link is showing 4.25 but the View Rates link shows 4.8.
Old 02-01-06, 11:22 PM
  #115  
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Originally Posted by Erasmus
So is it 4.8 or 4.25? The little graphic on your link is showing 4.25 but the View Rates link shows 4.8.
I found this:

http://www.earlyearners.com/bonus.html

Until the end of January, 2006, HSBC offered a great rate of 4.25% APY on their Online Savings Account. On February 1, HSBC announced that the rate would be raised to 4.80% APY under the "Fat Savings" program! Details from HSBC on this program are below.

Fat Savings Bonus Details

1. Who is eligible for the Fat Savings Bonus?
Everyone

2. Is all of my money eligible for the Fat Savings Bonus?
Yes.

3. Is there a minimum balance required to receive the 4.80% APY?
No.

4. How long is the promotion running?
Now through April 30, 2006.

5. What happens to my money after the promotion ends on April 30, 2006?
After 04/30/06, all deposits will earn the variable APY available at that time.

6. Where can I see the interest I've earned during the Fat Savings Bonus?
In your account at the end of each month.
Old 02-01-06, 11:42 PM
  #116  
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strange that they and ING are running very similar "deals" at the same time (both through april).
Old 02-02-06, 12:12 AM
  #117  
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Taking advantage of tax returns maybe?
Old 02-20-06, 10:37 PM
  #118  
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I already have an ING account, but was wondering what everyone's opinion of HSBC was if anyone had used them?
Old 12-29-06, 01:53 PM
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Did you guys see the Electric Orange checking account yet? Looks like it pays better than their savings account, if you have over $50,000. What do you guys think about it?
Old 12-29-06, 05:04 PM
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Originally Posted by Aphex Twin
Did you guys see the Electric Orange checking account yet? Looks like it pays better than their savings account, if you have over $50,000. What do you guys think about it?
Must be nice.

Old 12-29-06, 05:44 PM
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Originally Posted by emanon
Must be nice.

We might be able to get that much if we auction our DVDTalk accounts. I wonder how much we could get.
Old 12-29-06, 06:03 PM
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Mine has to be worth at least $400. I'd had this handle for eight years.

X....now his/her/it much be worth a cool $25,000. 1987!!! Thats the things we could only dream of having.

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