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05-07-08, 06:32 PM
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#1 |
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DVD Talk Hall of Fame
Join Date: Jul 2002
Location: So Cal
Posts: 8,441
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Countrywide Bank Savingslink vs. ING Direct
I've only used ING Direct's savings account and see that Countrywide's Savingslink has a full 1% additional APY rate on ING's. Anyone use Savingslink? How does it compare to ING?
Or would you recommend a completely different online savings account? I would like one that is 100% liquid.
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You know you're not in high finance. Considering second hand underpants. Check your mind, how'd it get so bad? What happened to those other underpants you had? |
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05-07-08, 07:19 PM
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#2 |
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DVD Talk Special Edition
Join Date: Jul 2001
Location: Tampa, FL
Posts: 1,733
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I have been using Countrywide for a while now and have been happy. I would recommend you check the fatwallet finance forums. They have threads dedicated to all the banks.
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05-08-08, 02:15 AM
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#3 |
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DVD Talk Hall of Fame
Join Date: Jun 2001
Posts: 7,674
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i might check that out too - kind of depressing to watch my interest rate on my ING account go down every month, especially since the economy/real estate market sucks so bad too...
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05-08-08, 06:58 AM
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#4 |
 DVD Talk Hall of Fame
Join Date: Jul 1999
Location: Columbia, MD
Posts: 8,126
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Countrywide has been fine for me. Given it the troubles with mortgages, however, I wouldn't put more than the FDIC insured limit in there.
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Go Terps! |
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05-08-08, 08:49 AM
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#5 |
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DVD Talk Legend
Join Date: Dec 2000
Location: Central Illinois
Posts: 16,437
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How much money are you talking about? And when you say "liquid", how liquid do you need it to be? That is, if you get the money back in a couple days, is that liquid enough?
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05-08-08, 08:55 AM
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#6 |
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DVD Talk Legend
Join Date: Jan 2000
Posts: 15,430
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I think this is the best Money Market type account right now
http://www.indymac.com/Individuals/B...tion=pdEMMRate only a $1000 min countrywide wants a $10k min now to get the best rate. but this seems to change weekly at just about every one  |
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05-08-08, 08:57 AM
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#7 |
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Moderator
Join Date: Nov 1999
Posts: 36,943
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What are Excess Transactions that CW charges for?
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05-08-08, 09:11 AM
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#8 | |
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DVD Talk Legend
Join Date: Sep 2002
Location: Formerly known as "orangecrush18" - still legal though
Posts: 12,753
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Quote:
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05-08-08, 03:36 PM
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#9 | |
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DVD Talk Hall of Fame
Join Date: Jul 2002
Location: So Cal
Posts: 8,441
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Quote:
Are there any worries at all with Countrywide's solvency? The reason I didn't consider Indymac was their financial problems. Should these be concerns at all for a depositor?
__________________
You know you're not in high finance. Considering second hand underpants. Check your mind, how'd it get so bad? What happened to those other underpants you had? |
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05-08-08, 04:15 PM
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#10 | |
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DVD Talk Legend
Join Date: Sep 2002
Location: Formerly known as "orangecrush18" - still legal though
Posts: 12,753
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Quote:
) You shouldn't worry about the solvency of the institution as long as the account is FDIC insured and you have < $100K in there.
__________________
Everyone else is bound to leave, but you. And they swear their love is real; They mean, I like the way you make me feel. gamertag: IAMNOTwiththem |
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