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Old 01-11-06, 03:42 PM   #1
lukewarmwater
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I'm appartment hunting and need some help/info

Im looking for an apartment and every place I find, weither it be a dump, or a nice place, requires a credit check, you must make 3x salry, and two previous landlord refrences. I dont have any of these things. Its not that i have bad credit, I just dont have credit. I also have only lived with friends/parents, never official landlord. I also dont have anyone to co-sign with me. Anyone know a way to find appartments that dont require these things? even if they are shitholes? Is there a trick to finding appartments?

I've tried using the phone book and classifieds and they all require the same stuff as above.

THe only thing i thought about doing is finding an area of town that has the most check cashing places and look for appartments around there.

Anyone got any ideas?
Thanks-
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Old 01-11-06, 03:47 PM   #2
Groucho
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That's wild, I thought it was a renter's market right now.

I would find a place you like (and can afford), and fill out an application anyways. If they are desperate enough, and you don't seem too odd, they'll probably overlook the missing paperwork.
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Old 01-11-06, 04:53 PM   #3
ChiTownAbs, Inc
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Yeah, just tell them you've never had your own place. They'll rent to you.
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Old 01-11-06, 04:57 PM   #4
al_bundy
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fill out the info for the credit check

for references fill out the info for friends and family and tell them to say that you were a roommate and paid your part of the rent to them
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Old 01-11-06, 05:08 PM   #5
Green Smurf
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What I did was have my mom pose as my landlord so I had a reference. Just have you friends do that for you. I'm sure they will, they don't seem to ask too many questions, and usually will just fax paper work over.

As for a credit check when I was apartment hunting they just looked to see that I didn't have tons of past due bills. My ex was able to get an apartment and he filed bankruptcy 2 years before.
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Old 01-11-06, 06:09 PM   #6
The Bus
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Shouldn't be a problem. Everyone has to start out somewhere. The only thing I can think of is if you can put together two month's deposit or pay two months in advance, that might let them rent to you.

Or, find a landlord (i.e. not a company who rents apartments).
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Old 01-11-06, 06:11 PM   #7
Duran
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Quote:
Originally Posted by ChiTownAbs, Inc
Yeah, just tell them you've never had your own place. They'll rent to you.
The only thing they would likely reject you for is if your salary is too small. In that case, you probably shouldn't be renting that apartment anyway.
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Old 01-15-06, 11:36 PM   #8
Heat
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Just be sure to tell them that you're a christian and want to build a deck for them.
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Old 01-16-06, 01:43 AM   #9
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i never ask applicants for references from previous landlords. when they ask why, i ask them what kind of a reference they would give their worst tenants. it's a lot harder to fake your credit and employment/income. i usually ask for a guarantor if the applicant doesn't have enough of either.
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Old 01-16-06, 09:48 AM   #10
Sonicflood
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Quote:
Originally Posted by Heat
Just be sure to tell them that you're a christian and want to build a deck for them.


kvrdave can always "loan" you the deposit if you have a spare truck!

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Old 01-16-06, 11:41 AM   #11
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Do they mean gross or net income?
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Old 01-16-06, 12:17 PM   #12
broadwayblue
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Quote:
Originally Posted by majorjoe23
Do they mean gross or net income?
gross. we usually use 40x the rent as a general guideline.
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