I'm appartment hunting and need some help/info

lukewarmwater · 01-11-06, 03:42 PM

Im looking for an apartment and every place I find, weither it be a dump, or a nice place, requires a credit check, you must make 3x salry, and two previous landlord refrences. I dont have any of these things. Its not that i have bad credit, I just dont have credit. I also have only lived with friends/parents, never official landlord. I also dont have anyone to co-sign with me. Anyone know a way to find appartments that dont require these things? even if they are shitholes? Is there a trick to finding appartments?

I've tried using the phone book and classifieds and they all require the same stuff as above.

THe only thing i thought about doing is finding an area of town that has the most check cashing places and look for appartments around there.

Anyone got any ideas?
Thanks-

Groucho · 01-11-06, 03:47 PM

That's wild, I thought it was a renter's market right now.

I would find a place you like (and can afford), and fill out an application anyways. If they are desperate enough, and you don't seem too odd, they'll probably overlook the missing paperwork.

ChiTownAbs, Inc · 01-11-06, 04:53 PM

Yeah, just tell them you've never had your own place. They'll rent to you.

al_bundy · 01-11-06, 04:57 PM

fill out the info for the credit check

for references fill out the info for friends and family and tell them to say that you were a roommate and paid your part of the rent to them

Green Smurf · 01-11-06, 05:08 PM

What I did was have my mom pose as my landlord so I had a reference. Just have you friends do that for you. I'm sure they will, they don't seem to ask too many questions, and usually will just fax paper work over.

As for a credit check when I was apartment hunting they just looked to see that I didn't have tons of past due bills. My ex was able to get an apartment and he filed bankruptcy 2 years before.

The Bus · 01-11-06, 06:09 PM

Shouldn't be a problem. Everyone has to start out somewhere. The only thing I can think of is if you can put together two month's deposit or pay two months in advance, that might let them rent to you.

Or, find a landlord (i.e. not a company who rents apartments).

Duran · 01-11-06, 06:11 PM

Quote:

Originally Posted by ChiTownAbs, Inc

Yeah, just tell them you've never had your own place. They'll rent to you.

The only thing they would likely reject you for is if your salary is too small. In that case, you probably shouldn't be renting that apartment anyway.

Heat · 01-15-06, 11:36 PM

Just be sure to tell them that you're a christian and want to build a deck for them.

broadwayblue · 01-16-06, 01:43 AM

i never ask applicants for references from previous landlords. when they ask why, i ask them what kind of a reference they would give their worst tenants. it's a lot harder to fake your credit and employment/income. i usually ask for a guarantor if the applicant doesn't have enough of either.

Sonicflood · 01-16-06, 09:48 AM

Quote:

Originally Posted by Heat

Just be sure to tell them that you're a christian and want to build a deck for them.

kvrdave can always "loan" you the deposit if you have a spare truck!

Sonic

majorjoe23 · 01-16-06, 11:41 AM

Do they mean gross or net income?

broadwayblue · 01-16-06, 12:17 PM

Quote:

Originally Posted by majorjoe23

Do they mean gross or net income?

gross. we usually use 40x the rent as a general guideline.

01-11-06, 03:42 PM	#1
lukewarmwater DVD Talk Special Edition Join Date: Jul 2004 Location: United States of HELL YEAH!!! Posts: 1,177	I'm appartment hunting and need some help/info Im looking for an apartment and every place I find, weither it be a dump, or a nice place, requires a credit check, you must make 3x salry, and two previous landlord refrences. I dont have any of these things. Its not that i have bad credit, I just dont have credit. I also have only lived with friends/parents, never official landlord. I also dont have anyone to co-sign with me. Anyone know a way to find appartments that dont require these things? even if they are shitholes? Is there a trick to finding appartments? I've tried using the phone book and classifieds and they all require the same stuff as above. THe only thing i thought about doing is finding an area of town that has the most check cashing places and look for appartments around there. Anyone got any ideas? Thanks- __________________ In a closed society where everybody's guilty, the only crime is getting caught. In a world of thieves, the only final sin is stupidity - Hunter S. Thompson

01-11-06, 03:47 PM	#2
Groucho DVD Talk Godfather Join Date: Mar 2000 Location: Salt Lake City, Utah Posts: 62,098	That's wild, I thought it was a renter's market right now. I would find a place you like (and can afford), and fill out an application anyways. If they are desperate enough, and you don't seem too odd, they'll probably overlook the missing paperwork. __________________ Xbox Live: Runner Groucho PSN: RunnerGroucho "The Borg is a species" -- Tracer Bullet (Citation)

01-11-06, 04:53 PM	#3
ChiTownAbs, Inc DVD Talk Legend Join Date: Aug 1999 Posts: 17,196	Yeah, just tell them you've never had your own place. They'll rent to you. __________________ Follow me on Twitter.

01-11-06, 05:08 PM	#5
Green Smurf DVD Talk Special Edition Join Date: Jun 2005 Location: Summerfest Posts: 1,227	What I did was have my mom pose as my landlord so I had a reference. Just have you friends do that for you. I'm sure they will, they don't seem to ask too many questions, and usually will just fax paper work over. As for a credit check when I was apartment hunting they just looked to see that I didn't have tons of past due bills. My ex was able to get an apartment and he filed bankruptcy 2 years before. __________________ I'm baaaaack. Selling my belongings so I can move on ebay Rainbowbrite716 Xbox gamertag: Dr Lori Won / PS3 Jedi_Lori_aye Don't confuse my point of view with cynicism. The real cynics are the ones who tell you that everything's gonna be all right.-George Carlin

01-11-06, 06:09 PM	#6
The Bus DVD Talk Godfather Join Date: Aug 2001 Location: New York Posts: 51,620	Shouldn't be a problem. Everyone has to start out somewhere. The only thing I can think of is if you can put together two month's deposit or pay two months in advance, that might let them rent to you. Or, find a landlord (i.e. not a company who rents apartments). __________________ Movies: 2002 / 03 / 04 / 05 / 06 / 07 / 08 / 09 / 10 / 11 / 12 / 2013 "Too much disclaiming in this post." – Dr. Mabuse

01-11-06, 04:57 PM	#4
al_bundy DVD Talk Hero Join Date: Aug 2001 Location: in da cloud Posts: 26,196	fill out the info for the credit check for references fill out the info for friends and family and tell them to say that you were a roommate and paid your part of the rent to them

01-15-06, 11:36 PM	#8
Heat DVD Talk Legend Join Date: Dec 2000 Location: Central Illinois Posts: 16,434	Just be sure to tell them that you're a christian and want to build a deck for them.

01-16-06, 01:43 AM	#9
broadwayblue DVD Talk Hall of Fame Join Date: Sep 1999 Location: Heart of the Heart Posts: 8,360	i never ask applicants for references from previous landlords. when they ask why, i ask them what kind of a reference they would give their worst tenants. it's a lot harder to fake your credit and employment/income. i usually ask for a guarantor if the applicant doesn't have enough of either.

01-16-06, 11:41 AM	#11
majorjoe23 DVD Talk Hall of Fame Join Date: Apr 2002 Location: Death Moans, Iowa Posts: 8,548	Do they mean gross or net income?